Information:
| Country | Zambia |
| Period | Kwacha (2013-date) |
| Currency | Kwacha |
| Denomination | 20 Kwacha |
| Type | Circulation banknotes |
| Issuing entity | Bank of Zambia |
| Year | 2024-2025 |
| Shape | Rectangular |
| Composition | Paper |
| Demonetized | No |
| Size (WxH) | 124x69 mm |
Obverse:
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Latin
Obverse textBANK of ZAMBIA 20
I PROMISE TO PAY
THE BEARER ON DEMAND
TWENTY
KWACHA
FOR THE BANK OF ZAMBIA
Obverse symbolMauve and blue print. English text.
Bank of Zambia logo; flower as registration device; tractor tilling field; fish eagle in flight; map of Zambia in OVI; Zambian coat of arms.
Windowed security thread with demetalized Bank of Zambia logo and 20.
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Reverse:
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Latin
Reverse textBANK of ZAMBIA
ONE ZAMBIA ONE NATION
TWENTY
KWACHA
Reverse symbolEnglish text.
Water buffalo and cadelabra tree; two standing antelope; Chishimba Falls; flower as registration device.
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Varieties
| Date | Variety | Iss. | Value | ||||||
|---|---|---|---|---|---|---|---|---|---|
| VG | F | VF | XF | AU | UNC | ||||
| 2024 | 2024 | + | - | - | - | - | - | $2,60 | |
| 2025 | 2025 | - | - | - | - | - | - | ||